Licensed Ky. insurance agent give free life insurance , disability insurance and annuity consultation . Love to help our community and economy , no obligation to buy , no pressure . E-mail me at or call me at 5024573529. Major carriers: Mutual of Omaha ( very competitive term life insurance, pay of your debt to protecting your family in the event of your death ) Foresters ( Final expense , universial life insurance with 3% guaranteed interset on cash value ) American equity ( 8% bonus for 1st year premium, minimum 3% interest return ) and more ..... contact me now !!!