We are a document preparation firm that specialize in the preparation of : Chapter 7 Bankruptcy This is known as a “Fresh start” bankruptcy, or “liquidation”. Your debts are discharged (canceled), But you must give up any nonexempt property to the trustee to pay to your creditors. You can keep secured property. Exempt property may include cars, home, work –related tools and basic household furnishing. Chapter 13 Bankruptcy This is called “reorganization “. Wage earner plan”. Chapter 13 allows you to keep valuable property, such as your home, or car, which you might otherwise lose due to past payments. You can keep this type of property in Chapter 13 if you are able to make the necessary payments.
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