In today’s economy, banks and most lenders will not lend money unless you can prove that you don’t need it. They want everyone to prove every dime of income, have perfect credit and have tons of money in the bank. What’s the point in that?
We understand that just because someone can’t prove that they are perfect, it doesn’t mean that they don’t deserve a loan.
Whether you are buying a property or already own the one you want a loan for, we can help. Typical loan requirements are as follows:
Loans up to 60 – 65% of the value of the property No credit score requirements No cash out limits Owner-occupied properties okay Rental properties okay
All we really need is to make sure that there is enough value in the property to support the loan and that you can afford the payments.
You may have heard of “Make-Sense Underwriting”. We actually have it!
ARC Capital Investments (707) 523-2900
We are an equal housing lender. CA DRE Lic #01232889