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Home 2 Home Financial

Posted By:
John Nickelson
Posting ID:
All 50 States
 debt   elimination 
Service Category:Financial Services
Business Name:Home 2 Home Financial

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Negotiating debt is not a new concept. Dating back thousands of years, it was known biblically as debt forgiveness. Today, this concept is the result of the 1980s governmental deregulation of the banking industry. With no limits set on borrowing, anyone regardless of existing debt or income ~ could borrow as much as they wanted. Where income naturally ended, credit continued. Originally created to encourage economic expansion, it began to restrict many to a life of burdensome debt. Unable to make regular payments on their credit, borrowers were in need of a solution; the result was the development of debt management programs aimed at freeing debtors from financial prisons. It wasn’t hard to find yourself in debt, so don’t make it hard to get yourself out.

Is Debt Elimination right for you?

If you cannot make all of your monthly payments each month, or cannot pay more than the minimum monthly amount to reduce the principal, then Debt Elimination may be right for you. If you are considering bankruptcy because of your debt, and want to avoid it, then Debt Elimination may be right for you.

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No 1099 from the IRS!

I'm sure your debt settlement consultant told you that on whatever they save you the IRS will be sending you a tax bill for that amount at the end of the year.

So if a company settles your credit card debt to save you let's say $15,000 and you happen to be in a 30% tax bracket you will be receiving a tax bill from Uncle Sam in the amount of $4,500 dollars.

With Debt Elimination there is no tax bill!!!


- Due to new Bankruptcy laws very few people will qualify for Chapter 7 bankruptcy and will have to file for Chapter 13 and repay 100% of their debt plus attorney’s fees and penalties.

- Debt settlement offers a dramatically reduced timeline. Debt settlement allows consumers to become financially stable in 12 to 36 months while avoiding the high cost of bankruptcy.

- A bankruptcy remains on your credit for as long as 10 years and on legal records for up to 20 years.

- Filing for bankruptcy can greatly affect your housing and employment opportunities. If you plan on renting or buying a home in the next 7 years a bankruptcy will pose a major problem. A bankruptcy may even prevent a company which runs credit reports for new hires from extending you a job.

- Bankruptcy has become very time consuming and new requirements include numerous pre-filing and consumer credit consultations.

- Debt settlement honorable negotiates the payoff of your debt versus taking no responsibility with a bankruptcy. Through debt settlement creditors work with us and receive a portion of the amount owed to them versus bankruptcy when they lose all the money owed to them. It is win-win for all parties involved.

- Upon settling your debt your accounts will show as settled or paid, placing you in position to re-establish your credit.

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