To get a SIGNIFICANT Modification, suffering a sudden or future hardship, you have GOT TO go through an Attorney Backed modification company that specializes in loss mitigation. Don't be fooled by ANYONE that says you can do this yourself and get significant results. I would also not recommend trying it on your own, then getting an attorney when the bank blows you off, loses your file, and a specific crucial page that will send you back to the end of the line (and THEY WILL) because the lender will already know ALL About your case and then the lawyer cannot fully negotiate like they should. Call and LEAVE A MESSAGE, I will call you back asap. 727-533-6962 They will be dealing with the Loss Mitigation dept. at the bank's or lenders central office or headquarters, NOT your local branch. Only an attorney will be able to get multiple features modified and know which program to use; getting your loan balance lowered, interest rate lowered to as low as 1% and any amount you are behind can be FORGIVEN, not just put on the back end, as well as your hardship explained correctly. The results that I HAVE gotten for my clients is just that. I can help you as well, no payment has to be made unless you qualify, once you qualify you make a payment to retain the services of MY BBB A rated attorney that works with your lender in many more ways than any individual property owner can do on their own.
WE can do rentals, commercial properties and even empty lots.
Loan Modification Analyst WITH a Better Business Bureau, (A) Rated Attorney's office,
CREDIT is NOT a factor, so if you or anyone you know, has been turned down for a typical refinance, THIS IS the next, and even better solution.
If you are finding it harder to make ends meet in these tough economic times and would like to learn how we might be able to help make your mortgage payment a lot lower, and fit your budget, “one call does it all.”
I am a loan modification analyst and service your area. If you would like to see if you qualify for a mortgage loan modification, contact me by phone or e-mail and I’ll be happy to make sure you get ALL the details.
What do loan modifications do? It depends on your personal circumstances, but we HAVE been helping our clients in the following ways and MORE:
Lower your monthly payments (100% Yes) Bring down your overall mortgage balance (Yes) Lower your interest rates (Yes) Forgive some or ALL past due payments.(Yes) Save you from foreclosure (Yes)
How do you qualify? You only need to meet two qualifications:
1) You have to have a real hardship. Examples of hardships are: loss of income, a cut in hours, a job loss in your household, medical bills, house upside down,
2) You have to have some kind of income IN THE HOUSEHOLD. Many sources of income qualify, such as regular wage pay, income as an independent contractor, commission earnings, social security / disability income, etc.
You can be up to date or behind on your mortgage payments - it does not matter to qualify for a loan modification.
You can have a high or low credit score – it does not matter EITHER.
We help all kinds of people with their mortgage and have saved homeowners hundreds of dollars every month. I’ll be happy to show you some great examples of our work when we talk.
Thanks for your time. If you would like to learn how we may be able to help make your mortgage fit your budget, don't delay.
HERE ARE a couple of OUR RECENT MODIFICATIONS:
Bank of America: Rate lowered from 7.75% to 3.50%. Payment lowered from $2418 to $1219 Monthly Savings: $1,198
Citi Mortgage: Rate lowered from 8.85% to 3.50%. Payment lowered from $4369 to $2825 Monthly Savings: $1,544
IndyMac: Rate lowered from 7.75% to 2.00%. Payment lowered from $2092 to $815 Monthly Savings: $1,277