Bankruptcy can offer many different debt relief solutions. Chapter 7 can be an appropriate choice for someone with a lot of unsecured credit card or medical debt. Chapter 13 can be an appropriate choice for a family with a steady income looking to avoid foreclosure and to get rid of some other unsecured debts. It is a misconception of bankruptcy that you lose all your belongings, and in most cases you can keep your belongings, including your cars.
For more information and a free assessment of what sorts of debt relief might be appropriate for your situation, please contact me.