Phoenix Lease Option Rent To Own Homes For Sale: This is a Beautiful Newly Remodeled Home from Top to Bottom with All New Paint and Texture, New Kitchen Cabinets and New Kitchen Appliances and Lots of upgrades on this property. This Home has a large Backyard with Mature Tree and comes In Great Location close to shopping, schools and transportation Routes. This Home is so perfect for you and for your Family. Get Qualified for this Property Now!! We Fix Your Credit and Provide Financing
RENT TO OWN HOTLINE: 602-254-6244
Subject Property: 3210 W. Desert Cove Avenue Phoenix AZ 85029 Price: 899.00
CALL ME AT 602-254-6244 or 602-388-2458 TO SCHEDULE AN APPOINTMENT TO VIEW THE INSIDE OF THIS NEWLY REMODELED HOUSE.
More Information About the Property: Bedroom: 3 Bathroom: 2 Square Footage: 1590 Year Built: 1968 Level: Single Level Dwelling Type: Single Family – Detached Flooring: Carpet; Tile Construction: Brick Roofing: Comp Shingle Fencing: Block; Wood Cooling: Refrigeration Heating: Gas Heat Utilities: APS; SW Gas Parking: 2 Car Garage Fireplace: No Fireplace Pool: No Pool Taxes/Yr: $ 1,274.66/2009 HOA: None Exterior Features: Covered Patio(s); Yrd Wtring Sys Front; Yrd Wtring Sys Back Kitchen Features: Range/Oven; Dishwasher; Disposal; Microwave; Refrigerator Master Bathroom: 3/4 Bath Master Bdrm Utilities: SRP, SW Gas, Water-City of Phoenix, Sewer-Public New Financing: FHA, VA, CASH, CONVENTIONAL, LEASE PURCHASE, LEASE OPTION/ RENT TO OWN Elementary School: Glendale Elementary;Cholla Jr. High School: Arroyo High School: Glendale Union High School District; Moon Valley
More About our Program
Our Rent to Own is different than any other rent to own seller you may encounter. Because we've turned selling rent to own homes into our main line of business we developed some proven strategies to help you repair your credit and obtain financing.
What’s the 1st Step: Getting Pre-qualified in our Program
2.) We don’t have a CREDIT SCORE requirements. 3.) Blemished Credit is OK.
Please fill out the application with all your information and co-borrower (if applicable). Once we received your application it goes directly to our application processor Sarah Morrissette. She will contact you directly and have an answer within 24 hours from the time we received your application. What’s the 2nd Step: Finding your dream home. Once you are pre-qualified in our lease option program, you can choose any houses we have available. Keep in mind that we purchase 4-5 houses every month so if you don't like what currrently have, there's always new houses coming in our inventory. It is FIRST COME - FIRST SERVE so i highly recommend to fill out the application now.
2.) All properties under “Available Properties” section are newly remodeled and move in ready. There is no Money Down to Move in to these properties. No Security Deposits – Just Pay the 1st Month’s Rent. How Does our Lease Option Program Works? We specialized in working with clients that can’t qualify to “purchase a house” right now due to some credit issues or they need time to save up money for the down payment. Once we approved you in our lease option program and identify a house that you like, you can move in to the property right away. You will sign a 6 months Residential Lease Agreement and 6 months Option to Purchase. Once you move in to the property, Dometri Companies (preferred Credit Repair Company) will be working with you in getting your credit repaired. Once credit is ready for the actual financing, Arizona Whole Mortgage (our preferred Mortgage Company) will help you in getting qualified and approved for financing on the property. This process will happen in 6 months, from start to finish. There is a PENALTY if you DON’T go through the purchase of the property. DO NOT LEASE OPTION A PROPERTY THAT YOU HAVE NO INTENTION OF BUYING. How Do you Know if you Will Qualify? When we go through the pre-approval, we are basically setting you up for financing – so we ask all of the general questions as if you were to apply for a mortgage, BUT BETTER – because we will help you fix all of the things that are stopping you from buying now. Here are the 2 areas that we look for to pre-approve you for our Program: 1.) You’re Application: • Employment – We check to make sure you have stable and secure employment history for the past 1-2 years • Income and Debt– We check to make sure that you make enough income to purchase one of our agents homes (typically $2500 a month) 2.) Your Credit Report: • There is NO credit score required to be approved! In fact – WE DON’T CARE what your credit score is! We know that when you join the credit repair program, your credit scores will increase to where they need to be and the negative reporting will be removed. • We pull your credit report because we want to see what is one there, good and bad. That way we can determine how long we think you will need for our credit repair services, 1 month, 2 months etc. Remember, the Lease option program is designed to turn you into a homeowner with the help of our credit repair and guidance in about 6 months or less. • We are also looking at the credit report because we are checking to see what is reporting both positive and negative items. For the Negatives items we look closing at when it reported, what the balance is, who the collection or creditor is that way we can help gauge the success of the credit repair Credit Items that we CAN’T work with to approve you for the “Lease Purchase” Program: Auto Repossessions: (must be at least 3 years or older and/or with zero or minimal balance, or payments arrangements are made)
Foreclosure/Short Sale: (financing can be obtained 3 years after the recorded date of the foreclosure/short sale)
Bankruptcy: (Chapter 7 BK’s must be discharged for 2 years / Chapter 13’s must be in place at least 1 year with good payment performance)
Judgments or Tax Liens: (Must be paid off or settled prior to financing - if not removed with credit repair)
Apartment or Rental Collections: (must be at least 2 years or older and/or with zero or minimal balance, or payments arrangements are made)
Any Education Loans in Collections: (With an education loan in collections we must establish a good payment history before we can do the financing)
Child Support Collections: (If it’s a collection or judgment – you must have iron-clad proof of payments being made in accordance with the agreement/payment arrangements)
Recent Late Payments either on your current auto loan(s) or credit cards: (no late payments in the last 6 months) What if you are legally married but applying by yourself? (Credit reports are required for non-borrowing spouses in community property states only. All debts for the non-borrowing spouse must be used when calculating the borrower’s debt ratios)
There are ALWAYS exceptions to the rules - Any other negative credit history will be evaluated